1. Finances in balance There are always two sides to finances – income and expenses. When the shared finances of two people become the independent finances of two independent people, it may initially be difficult to understand the expenses that your household will have in the future. We recommend that you prepare a budget for yourself. When you know the sources of income and the expenses you have, you will have fewer things to worry about.You need to worry less about remembering the invoices if, for example, you start using e-invoicing and have the invoices debited automatically on the due date.Handy tools are available to you that will help you with stretching the money. With mobile banking, you can monitor the balance of your account whenever you have your telephone with you. eBanking also contains an overview of your income and expenses where you immediately see, for example, your monthly food expenditures.Budget calculator (in Finnish): Plan your budget (XLS) The separation will probably also affect the social benefits that you may have.You can check how the situation affects your benefits with Kela: kela.fi.