Danske Premium – comprehensive wealth planning

A wealth plan gives you a clear overall picture of your finances and helps you to make the most of your assets in line with your goals. The plan is tailored to your life situation and needs, allowing you to make informed decisions now and further down the line.

Drawing up a wealth plan starts with mapping out an overall picture of your finances. Our expert will assess your savings, investments, loans and other assets and show you how your wealth can develop in different situations. The plan will help you to assess when you could retire, take a sabbatical, or buy the holiday home of your dreams, for example.

How a wealth plan supports you:

• A clear overall picture of your finances and current situation
• A view of your wealth development in different life situations
• A personal plan to help you to reach your goals
• New perspectives on how to unlock your assets

A wealth plan is visual, easy to understand, and adapts to changes in your life, allowing you to focus on what's most important to you.

As a Danske Premium customer, you will be assigned your own personal wealth manager who will act as your contact person in matters related to investment and wealth advice.

We also offer our Danske Premium customers faster customer service. This means access to the Priority Line customer service number reserved solely for Premium customers: 0100 4101 (local mobile/network charge) Mon-Fri from 9 am to 4 pm.

As a Danske Premium customer, you can apply for a Mastercard Platinum credit card, which you can get without a separate monthly or annual fee.

As a special benefit for Danske Premium customers, the card also includes the Priority Pass feature, which allows four (4) free airport lounge visits a year.

• A combination card with a contactless payment facility
• 0.5% payment method bonus on all credit card purchases
• Travel insurance, and purchase and cash withdrawal protection

Read more about the Mastercard Platinum credit card

Thorough planning and preparation will ensure that your wealth is preserved and transferred based on your wishes in different life situations.

As a Premium customer, you are entitled to a free assessment meeting with our legal specialist in family law. At the meeting, we will discuss your family situation and preparation for the future. We will give you recommendations on how best to proceed in your situation and what legal documents it would be advisable to draw up.

If needed, our legal specialists in family law also assist in dealing with matters concerning a decedent’s estate, including matters involving the estate inventory and distribution of inheritance.

We will draw up documents appropriate for your situation according to a separate price list.

We offer you the Platinum Plus daily service package free of charge when you become a Premium customer. The Platinum Plus package requires you to join the Danske Benefits Programme. For agreements signed on and after 1 September 2019, the price is normally €4.50/month at benefit level 4, for example.

• Mastercard Debit card
• An unlimited number of personal Danske accounts
• Online bank identifiers
• Free withdrawals of euros from your bank account from ATMs abroad with a Debit card
• Text message services free of charge
• Danske Real-Time Service, incl. real-time stock exchange prices (Helsinki, Stockholm, Copenhagen) and real-time news (Kauppalehti)
• Account statement on paper if required free of charge for eBanking customers

If you want to trade equities independently, Trade Online and an equity savings account are for you. As a Danske Premium customer, you will not be charged any management fees.

Read more about Trade Online and book-entry accounts

Read more about equity savings account

You will receive invitations to interesting events and webinars in the Mobile Bank, as well as the monthly Danske Premium newsletter, in which we discuss current topics related to investing and finances.

Example of a monthly newsletter