- For customers of all banks
- Apply and sign quickly online – immediately available
- Interest margin from 5%
Target Loan is suitable for you if you cannot provide collateral for the loan or you do not want to pledge property, such as your own home, or if you are dreaming of a holiday, renovation or something else that is important to you. Depending on your repayment ability, you can apply for a loan up to €10,000 (for two debtors, €20,000).
The interest rate of the loan consists of the reference rate added with 5–14 percentage points. The reference rate for Target Loan is the 12-month Euribor.
The maximum loan term is 5 years, and the repayment method is equal payment.
You do not need collateral for Target Loan
Terms and prices
- General terms and conditions of lending (pdf)
- Service price list (pdf)
- Standard European consumer credit information (pdf, in Finnish)
- Bulletin on Distance Selling (pdf)