Our housing loans are always more affordable Housing loan with no fees — save at least EUR 300 Daily banking services with a discount up to 50 % Instalment-free periods without fees — save EUR 180 every time Payment plan with instalment levels that suit your life Our housing loans are always more affordable Our housing loans are always more affordable You will always receive an automatic discount on the housing loan margin. As a union member, you will get a loan for less than customers with no union membership.* Housing loan with no fees — save at least EUR 300 Housing loan with no fees — save at least EUR 300 You will not be charged delivery or handling fees on your housing loan. These usually amount to 0.60% of the loan capital, and always at least EUR 300. Daily banking services with a discount up to 50 % Daily banking services with a discount up to 50 % A 25–50 % discount on the daily service package monthly fee for as long as you are paying off your housing loan.** Your daily service package includes, for example, two bank accounts and online banking IDs. The discount also applies to MC Platinum and Gold credit cards. Instalment-free periods without fees — save EUR 180 every time Instalment-free periods without fees — save EUR 180 every time You can apply for instalment-free periods of 4–12 months for no delivery fee.*** You will save at least EUR 180 for the granted instalment period. You can use the instalment-free periods however you want, exactly when your financial situation needs a bit of flexibility; for example, to spend time with your family, strengthen your competence by studying or to save up for something important. Payment plan with instalment levels that suit your life Payment plan with instalment levels that suit your life You choose how you want to start repaying your loan. This way, you have more money, for example, to decorate your apartment, for a new life phase or for a future nest egg. You can set fixed staggered instalment levels for the first five years of your loan. An example of how you can utilise the instalment levels 1. Instalments in the first two years EUR 500/month2. Instalments in the third year EUR 750/month3. Remaining instalments EUR 1,000/monthInstalments can be made by using 2–3 different instalment levels. The instalment method must be a fixed annuity. The bank must make a positive decision for you to qualify for the loan.
Our housing loans are always more affordable You will always receive an automatic discount on the housing loan margin. As a union member, you will get a loan for less than customers with no union membership.*
Housing loan with no fees — save at least EUR 300 You will not be charged delivery or handling fees on your housing loan. These usually amount to 0.60% of the loan capital, and always at least EUR 300.
Daily banking services with a discount up to 50 % A 25–50 % discount on the daily service package monthly fee for as long as you are paying off your housing loan.** Your daily service package includes, for example, two bank accounts and online banking IDs. The discount also applies to MC Platinum and Gold credit cards.
Instalment-free periods without fees — save EUR 180 every time You can apply for instalment-free periods of 4–12 months for no delivery fee.*** You will save at least EUR 180 for the granted instalment period. You can use the instalment-free periods however you want, exactly when your financial situation needs a bit of flexibility; for example, to spend time with your family, strengthen your competence by studying or to save up for something important.
Payment plan with instalment levels that suit your life You choose how you want to start repaying your loan. This way, you have more money, for example, to decorate your apartment, for a new life phase or for a future nest egg. You can set fixed staggered instalment levels for the first five years of your loan. An example of how you can utilise the instalment levels 1. Instalments in the first two years EUR 500/month2. Instalments in the third year EUR 750/month3. Remaining instalments EUR 1,000/monthInstalments can be made by using 2–3 different instalment levels. The instalment method must be a fixed annuity. The bank must make a positive decision for you to qualify for the loan.