Credit/Debit combination cards You can choose whether to charge your purchases from the credit balance (credit) or your account (debit). You can also use both payment methods in MobilePay.
Contactless payments Any purchases under €50 you can pay easily and quickly without typing the PIN code. You can also use the card normally, authorising the payments with your PIN. If you use your credit/debit card for contactless purchases, the debit feature is always used.Place your card near the payment terminal that authorises the payment. You do not need to insert the card into the terminal or type your PIN.To make any card purchase over €50, insert the card into the terminal and type the PIN.Payment terminals and cards intended for contactless payments are identified with a contactless payment logo depicting radio waves.
Cash withdrawals Withdraw cash from ATMs in Finland and abroad. You can also withdraw cash from TalletusOtto machines. You can also withdraw cash from K food stores, Tokmanni and R-Kioski newsagents’ if you pay for your purchase using the debit feature.
Geographical restriction With geographical restriction, you decide where your card can be used and can also strengthen its security. You can enable or restrict the use of your card in Finland, in different regions (Europe, Asia, Oceania, North America, South America, Africa) and online stores. You can easily make the changes yourself in eBanking, or by using the mobile application (iPhone and Android). You can enable a region for a limited time or until further notice. If your card is renewed or you order a card to replace a lost, stolen or broken one, the restrictions are automatically transferred to your new card. Activating the regional restriction does not have any effect on MobilePay.
One PIN code If you want, you can have the same PIN code in all of your cards. It makes it easier to use the different cards even if you only use your secondary card occasionally.
Help around the clock If your card is lost or stolen, notify us immediately. You can also report a lost card using the mobile application. At your service 24/7.Customer service0200 2590 Mon–Fri 9–16 (local network charge/mobile call charge) (local/mobile network charge).Danske Bank eBankingDanske Bank branchesNotification of lost cards and blocking service 24hIn Finland: 0200 2585 (local/mobile network charge), from abroad: +358 200 2585.If your card is stolen, remember to file a report with the police and deliver a copy of the report to the bank.
Finnair Plus Visa Gold Annual fee €150, regardless of the credit limitAnnual fee for a secondary card €0The interest rate for the credit is the 3-month Euribor + 9%As a thank-you, 10,000 extra Finnair Plus points each yearCredit limit €5,000–€20,000
Finnair Plus Visa Annual fee 3,65% of the credit limitAnnual fee for a secondary card €0The interest rate for the credit is the 3-month Euribor + 13%As a thank-you, 2,000 extra Finnair Plus points in the first yearCredit limit €1,000–€10,000
More comprehensive travel insurance For trips abroad for you and your family, when paying 75% of your trip with a Finnair Plus Visa card.Finnair Plus Visa Gold The protection of the Finnair Plus Visa Gold travel insurance policy covers, for example:treatment of injury or illness during travel without limitcancelled or interrupted tripdelayed flightlost travel cashdamaged, lost or delayed baggageIn addition, the Finnair Plus Visa Gold travel insurance contains Hole in One protection. In case you hit a hole-in-one during your trip, the insurance policy will pay the expenses of buying drinks for other players present at the same golf course at the same time. Finnair Plus Visa The protection of the Finnair Plus Visa travel insurance policy supplements your protection:treatment of injury or illness during the tripcancelled and interrupted tripin case of a delayed flightin case of lost travel cashdamaged, lost or delayed baggageThe travel insurance that comes with Finnair Plus Visa is a supplementary policy, and you should have another policy when travelling abroad.