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Cards

Our range of debit and credit cards is almost certain to include one that meets your own needs.

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Combination cards

A debit and credit card in one. You decide whether you use the credit or debit facility to pay for your purchases. When you use the credit facility, you have an interest-free term of payment averaging 43 days.

Mastercard Platinum

Mastercard Platinum

A versatile card with an extra touch

  • Benefit on all your credit card purchases – you get a 0.5% payment method bonus directly to your account *
  • Comprehensive travel insurance
  • Credit limit starting at €4,000

* The payment method bonus is subject to a maximum of the combined amount of everyday banking and financial service charges you pay during the review period.

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The interest rate of Mastercard Platinum credit is the three-month Euribor + 9 percentage points. The Annual Percentage Rate of the credit card is 15.6%, calculated for a credit of €4,000 (02.06.2025). The estimated total amount payable of credit and interest and fees is €4,318.45, calculated for a credit of €4,000 (02.06.2025). The estimated total amount of credit payable and the Annual Percentage Rate have been calculated with the assumption that the credit period is one year, the credit has been disbursed entirely, the interest rate of the credit is 11.0% and the annual fee is €76 remain unchanged throughout the credit term, and the credit is paid back in 12 equal payments one month apart. The agreement is valid until further notice. The interest rate changes every three months, according to the reference rate of the first business day in March, June, September and December. The credit is granted by Danske Bank A/S, Finland Branch.

Mastercard Gold

Mastercard Gold

Easy payment at home and abroad

  • Comprehensive travel insurance
  • Credit limit starting at €2,000

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The interest rate of Mastercard Gold credit is the three-month Euribor + 11 percentage points. The Annual Percentage Rate of the credit card is 17.9%, calculated for a credit of €2,000 (02.06.2025). The estimated total amount payable of credit and interest and fees is €2,181.68, calculated for a credit of €2,000 (02.06.2025). The estimated total amount of credit payable and the Annual Percentage Rate have been calculated with the assumption that the credit period is one year, the credit has been disbursed entirely, the interest rate of the credit is 13.0% and the annual fee is €38 remain unchanged throughout the credit term, and the credit is paid back in 12 equal payments one month apart. The agreement is valid until further notice. The interest rate changes every three months, according to the reference rate of the first business day in March, June, September and December. The credit is granted by Danske Bank A/S, Finland Branch. Danske Bank checks the customer’s credit report with Suomen Asiakastieto Oy and the Positive credit register when making the credit decision.

Travel Insurance for Mastercard Gold and Platinum

Your card comes with comprehensive travel insurance, which is always valid whenever you pay at least 75% of the trip using the credit feature of your Mastercard Platinum Credit/Debit card. An insurance policy protects your trip if, for example, you get ill during the trip or have an accident, the trip is cancelled or interrupted, the flight is delayed or your baggage is damaged.

Notification of claim (tryg.fi/danskebank)

Purchase Protection policy

The Purchase Protection policy covers the theft of or damage to an item purchased with the credit feature of a Mastercard combination card. The policy is valid for six months since the time of purchase.

Cash Withdrawal Protection

Cash Withdrawal Protection covers the theft or robbery of cash withdrawn with select combination cards within 12 hours of the time of withdrawal up to €500 (Mastercard Platinum) or €250 (Mastercard Gold).

Debit card

You can use Debit payment card to withdraw cash and to pay for purchases at home and abroad directly from your account.

Mastercard Debit

Mastercard Debit

A payment card for everyday use and when travelling.

  • Also works conveniently for online purchases
  • Purchases debited directly from your account

Apply in eBanking

Terms and prices

Travel insurance

Purchase and cash withdrawal protection

Your rights when making payments in Europe

Do you have K-Plussa?

When you add K-Plussa to your payment card, you get Plussa points and benefits automatically when you pay with your card.

You can add K-Plussa to these cards:

  • Mastercard Platinum Credit/Debit
  • Mastercard Gold Credit/Debit
  • Mastercard Credit/Debit
  • Mastercard Debit

Add K-Plussa to your card in eBanking

Smart and mobile payment

Danske Bank cards can also be added to your smart devices. This means your card always goes with you in your smart device and you can make contactless payments safely without any payment limit.

See also

Products

Accounts

Discover our diverse bank accounts for all life stages. Perfect for daily transactions, savings, and teaching your children about finance.

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Banking services for children and young people

Read tips and instructions to open services for your children.

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Customer service

Customer service

We want to help you manage your banking. Our customer service is available online and by telephone.

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