Loan Insurance Your home is not only a home but also a long-term investment which, at its best, will increase your assets. This is why you should be prepared for sudden deterioration of your financial situation that may happen. Loan Insurance secures the repayment of your loan even in unexpected life situations. Loan Insurance is needed particularly when you alone are responsible for the repayment of a loan or only one of the debtors goes to work. Amidst a crisis, you can focus your effort on something else than rearranging the loan or selling the home.