Accounts
– Find the best bank account for you and your children

Explore the diverse range of accounts designed to fit every life stage and financial need. From everyday transactions to savings and children's accounts, we have something for each purpose. Discover the perfect tools to manage your income, grow your savings, and introduce your children to the world of finance.


Open an account in Mobile Banking

Click the plus sign (+) above the account view on the Mobile Bank front page.

Open account in eBanking

In eBanking, choose Accounts > Open an account
Login to eBanking

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Danske Account

- your everyday banking account

  • Your ideal current account for managing everyday finances.
  • Designed to be your primary account for receiving recurring income such as salary, child allowance, pension, and more.
  • Offers flexibility with the option to have multiple Danske Accounts according to the benefits program you select.
  • A fixed interest of 0,25% is payable on deposits up to €10,000. Interest of 0% is payable on the amount of deposits exceeding €10,000.

Danske Benefit Programme and daily service packages

Saving accounts
– build up your savings easily and securely

Saving is a great way to build up a financial buffer and increase your own financial peace of mind. Having savings corresponding to a few months’ outgoings will better prepare you for unexpected expenses or larger regular annual payment instalments. Or perhaps you’re dreaming of your own home, holiday home or holiday of a lifetime? Find out more about our range of saving accounts and choose the most suitable one for you.

Find options and open a saving account in eBanking or Mobile Bank.

Danske Safety Account

– competitive interest rate on account savings

  • Get a return on your savings without tying up your money for a fixed term.
  • We pay a competitive interest rate (3-month Euribor -0.5-0.9%) on deposits if the account balance is at least €10,000. Fixed interest rate of 0,5% on deposits of less than €10,000.
  • Five free withdrawals from your account each year.

 

Savings Account

- a buffer account for unexpected expenses

  • Keep some of your money separate from your daily spending.
  • Ideal for saving as a buffer or a loan servicing account.
  • Interest rate of 0,25%.

Fixed Term Deposit

- fixed-rate return on fixed-term deposits

  • Deposit a larger amount for a certain period and earn a return.
  • Fixed interest rate depends on the length of your deposit and the prevailing interest rate.
  • Minimum deposit is €500.

Danske Harvest Account

– rewarding and flexible account saving

  • A risk-free return on your savings.
  • Up to five free withdrawals each month, ideal as a buffer account.
  • We pay a competitive interest rate (3-month Euribor -0.9%) from the very first euro.
  • Available to members of Akava affiliates and the Finnish Landlord Association.

ASP account

– save for your first home

  • A Finnish system designed to help young people buy their first home.
  • Accumulate money in your ASP account for your first home purchase.
  • Get tax-exempt interest on your savings and a state guarantee for your home loan.

Read more about ASP account

An alternative to saving in an account – save in a fund

Long-term fund saving can give you higher returns than a saving account. You can start monthly savings into funds via mobile banking. It only takes a few minutes to set up and thereafter, savings are handled automatically every month.

Read more about fund saving

Accounts for children

At Danske Bank, we offer two types of accounts to cater to your child's growing needs. The Golden Piglet Account is an ideal first account for your child. It allows for gradual accumulation of savings, which can be contributed by parents and other loved ones. As your child grows and starts to handle personal expenditures, the Youth Current Account becomes suitable. This account can be linked to their first bank card, thus promoting financial independence.

Read more about banking services for children

Youth Current Account

- an account for handling daily financial matters

  • Designed specifically for young people aged under 18 for their own outgoings.
  • Option to conveniently add the child's first debit card to the account.
  • Enables independent usage if the child has bank identifiers.

Golden Piglet Account

- The child’s first own account to learn saving

  • Save and accumulate a nest egg for the child.
  • Parents and close ones can make donations to the account.
  • Regular saving is rewarded with an interest bonus.
  • In addition to the basic interest rate of 0,25 %, an interest bonus of 1,5 % is paid if the regular monthly savings are at least EUR 30.

Frequently asked questions regarding saving accounts

Interested?
Welcome to Danske Bank.

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