Welcome to Danske Benefit Programme!

The Danske Benefit Programme has four benefit levels. Your benefit level will be determined according to your total amount of loans, savings, insurance savings and investments.*

  • If your benefit level goes up, you will also get the daily service package suitable for you at a lower price.
  • Gain instant access to considerable benefits, such as a 20 % discount on Fennia insurance products.

Together with the spouse
If you join the Benefit Programme as a household, your business with Danske Bank will be considered a whole, and you can both achieve a higher benefit level than you would as individual members.

In addition, there are separate benefit packages for youths and students.

Select the services that are best for you
When you join the Benefit Programme, you can select a daily service package. The price of the service package is lowered whenever you achieve a higher Benefit Programme level.

Learn about the benefit levels

  • Benefit level 4

    Benefit level 4

    If your business with us in total amounts to €150.000, you are at the highest benefit level, 4, and have these benefits:

    • A daily service package at a lower price
    • Your calls and online messages have priority if you authenticate yourself with bank identifiers
    • You can agree on an appointment with a specialist at the office or online, also for an evening
    • Free-of-charge balance and transaction query with Otto ATMs
    • Increased insurance compensation for Mandatum Life’s Loan Insurance
    • Considerable discounts and benefits for Fennia insurance policies
    • Free-of-charge meeting with a legal specialist for matters related to family or inheritance law or asset management
    • 50% spouse discount for select legal commissions from you both, such as preparation of an ongoing power of attorney or deed of gift
    • 10% discount on commissions related to real-estate sales
    • 100% discount on the payment slip service

    Prices at benefit level 4

    • The service fee for the Danske Platinum Plus package is €3.50/month
    • The service fee for the Danske Gold package is €2.50/month
    • The service fee for the Danske Silver package is €1.50/month
  • Benefit level 3

    Benefit level 3

    If your business with us in total amounts to €50,000 – 149,999.99, you are at benefit level 3 and have these benefits:

    • A daily service package at a lower price
    • Your calls and online messages have priority if you authenticate yourself with bank identifiers
    • You can agree on an appointment with a specialist at the office or online, also for an evening
    • Free-of-charge balance and transaction query with Otto ATMs
    • Increased insurance compensation for Mandatum Life’s Loan Insurance
    • Considerable discounts and benefits for Fennia insurance policies
    • Free-of-charge meeting with a legal specialist for matters related to family or inheritance law or asset management
    • 10% discount on commissions related to real-estate sales
    • 50% discount on the payment slip service

    Prices at benefit level 3

    • The service fee for the Danske Platinum Plus package is €3.60/month
    • The service fee for the Danske Gold package is €2.60/month
    • The service fee for the Danske Silver package is €1.60/month
  • Benefit level 2

    Benefit level 2

    If your business with us in total amounts to €10,000 – 49,999.99, you are at benefit level 2 and have these benefits:

    • A daily service package at a lower price
    • You can agree on an appointment with a specialist at the office or online, also for an evening
    • Increased insurance compensation for Mandatum Life’s Loan Insurance
    • Considerable discounts and benefits for Fennia insurance policies
    • 10% discount on commissions related to real-estate sales
    • 25% discount on the payment slip service

    Prices at benefit level 2

    • The service fee for the Danske Platinum Plus package is €6.80/month
    • The service fee for the Danske Gold package is €5.80/month
    • The service fee for the Danske Silver package is €4.80/month
  • Benefit level 1

    Benefit level 1

    If your business with us in total amounts to €0–9,999.99, you are at benefit level 1 and have these benefits:

    • You can agree on an appointment with a specialist at the office or online, also for an evening
    • Increased insurance compensation for Mandatum Life’s Loan Insurance
    • Considerable discounts and benefits for Fennia insurance policies

    Prices at benefit level 1

    • The service fee for the Danske Platinum Plus package is €8.80/month
    • The service fee for the Danske Gold package is €7.80/month
    • The service fee for the Danske Silver package is €6.80/month
  • Danske Youth

    Danske Youth

    Danske Youth benefits are for people aged 18–27.

    • Danske Silver daily service package 0 €.
    • You can agree on an appointment with a specialist at the office or online, also for an evening
    • Increased insurance compensation for Mandatum Life’s Loan Insurance
    • Considerable discounts and benefits for Fennia insurance policies

    Prices – Danske Youth

    • The service fee for the Danske Platinum Plus package is €3.60/month
    • The service fee for the Danske Gold package is €1.50/month
    • The service fee for the Danske Silver package is €0/month

    Mastercard Debit student card
    Order a Frank student card with the Mastercard Debit payment feature provided by Danske Bank. It is free of charge for all university students. Make use of your student benefits and pay your purchases with a single card. You will also become a Danske Bank customer and have the Silver service package without a monthly charge regardless of your age as long as you have a Mastercard Debit student card issued by Frank, and up to the age of 28 after graduation. The Silver service package includes the card, a current account, eBanking bank identifiers and other services and applications from Danske Bank that make managing your daily finances easier

    Start using your benefits and order the Mastercard Debit student card by Frank

  • Danske Study

    Danske Study

    The benefits of Danske Study are for students aged 18–32. Register as a student in eBanking.

    • Danske Silver daily service package 0 €.
    • Our customer service will take your call on business evenings until 8 PM
    • You can agree on an appointment with a specialist at the office or online, also for an evening
    • Increased insurance compensation for Mandatum Life’s Loan Insurance
    • Considerable discounts and benefits for Fennia insurance policies

    Prices – Danske Study

    • The service fee for the Danske Platinum Plus package is €3.50/month
    • The service fee for the Danske Gold package is €1.00/month
    • The service fee for the Danske Silver package is €0/month

    Mastercard Debit student card Order a Frank student card with the Mastercard Debit payment feature provided by Danske Bank. It is free of charge for all university students. Make use of your student benefits and pay your purchases with a single card. You will also become a Danske Bank customer and have the Silver service package without a monthly charge regardless of your age as long as you have a Mastercard Debit student card issued by Frank, and up to the age of 28 after graduation. The Silver service package includes the card, a current account, eBanking bank identifiers and other services and applications from Danske Bank that make managing your daily finances easier

    Start using your benefits and order the Mastercard Debit student card by Frank

  • Prices and terms of the Benefit Programme

Select your daily service package

  • Danske Platinum Plus

    Danske Platinum Plus

    • Danske Real-Time Service gives you real-time rates from the Helsinki, Stockholm and Copenhagen stock exchanges, news service from Kauppalehti and Dow Jones Newswires and the possibility to trade on 25 different markets.
    • If you pay for your purchase using the credit feature of a Danske Platinum card, you will receive a 0.5% payment method benefit, credited annually to your account**
    • Mastercard Debit card
    • Danske accounts as many as you need
    • Bank identifiers
    • Currency exchange free of charge
    • Withdrawing euros abroad from ATMs with a debit card free of charge
    • Text message services free of charge
    • Paper-form account statement free of charge for eBanking customers at your option
  • Danske Gold

    Danske Gold

    • Mastercard Debit card
    • Two Danske accounts
    • Bank identifiers
    • Currency exchange free of charge
    • Text message services free of charge
    • Withdrawing euros abroad from ATMs with debit cards free of charge
  • Danske Silver

    Danske Silver

    • Mastercard Debit card with contactless payment feature
    • Danske Account
    • Bank identifiers

Do you only need the limited basic banking services?

Consumer customers have the right to the basic banking services offered by deposit banks. The services include a basic current account and a related instrument of account access (such as a debit card and online bank identifiers), the possibility to withdraw cash, execution of payment transactions and an electronic identification method. However, accounts with overdraft feature or credit cards are not basic banking services.

Read more

Do you need more information?

If you need more information about the Benefit Programme, call our customer service on  0200 2590 Mon–Fri 9–16 (local network charge/mobile call charge)

Welcome as a customer of Danske Bank

You can send us your contact details or book an appointment.

Send us your details  Book a meeting

* The premise for determining the extent of the business is the average extent of transactions of the month preceding the previous one. The following personal customer products will be considered in the determination: savings at Danske Bank, market value of the fund units managed by Danske Invest Rahastoyhtiö, market value of the investment and life insurance policies of Mandatum Life obtained from Danske Bank, residual capital of bonds under Danske Bank’s custody, market value of stock shares under Danske Bank’s custody, residual capital of promissory note loans at Danske Bank, credit card balance subject to interest, available balance of accounts with overdraft feature and Consumer Loan.

** With the payment method bonus, you receive discount on your daily and financing service fees, however not exceeding the total amount of daily hand financing service fees paid by you to the bank during the review period. The refund is paid to your current account (service fee account).