The interest rate of the student loan is automatically linked to the 12-month Euribor. The linking can be changed with a separate agreement.
For the semesters that you receive financial aid for students, and for semesters following such a semester, the interest of the loan is added to the capital. The regular due dates for the interest are 15 June and 15 December.
The payment of interest will commence in full and the interest will no longer be capitalised once the bank receives information from Kela that financial aid for students has ended.
A service fee is charged for setting up or increasing the student loan and for additional disbursements of the loan. The first disbursement and a disbursement after a loan increase are free of charge.
The prices are according to the service pricelist valid from time to time.
Service pricelist (pdf)
General terms and conditions (pdf)
Standard European consumer credit information (pdf)