Cost calculator
You can use the calculator to get an estimate of currency conversion costs before you make a transaction. The calculator uses the reference rate of the European Central Bank (the ECB). In this calculation the currency conversion costs mean the difference between the Mastercard / Visa Wholesale rate (including the mark-up) and the reference rate of ECB. You will get the difference in percentage and in euros.
Cost calculator
You can use the calculator to get an estimate of currency conversion costs before you make a transaction. The calculator uses the reference rate of the European Central Bank (the ECB). In this calculation the currency conversion costs mean the difference between the Mastercard / Visa Wholesale rate (including the mark-up) and the reference rate of ECB. You will get the difference in percentage and in euros.
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ECB reference rate
The ECB publishes reference rates for the following European currencies once a day: CHF, CZK, DKK, EUR, HUF, ISK, NOK, PLN, SEK, BGN, HRK, RON. The rates are not intended to be used in market transactions, but are published for information purposes only.
ECB
The European Central Bank (ECB) is the central bank of the eurozone. The ECB is responsible, among other things, for the euro and sets and implements the monetary policy that determines the value of the euro together with the national central banks of the eurozone countries.
Card payments abroad
The EU Cross-Border Payments regulation requires all banks to inform their customers of the charges they pay when they use their cards to make payments in another currency in the EU and in Norway, Lichtenstein and Iceland (the EEA countries). The regulation aims to ensure greater transparency for customers on certain charges for card transactions in the European Economic Area (EEA).
EEA currencies: CHF, CZK, DKK, NOK, EUR, SEK, BGN, GBP, HUF, ISK, PLN, HRK, RON
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